Meet Joe Gatewood

Imagine buying your dream home. Connect with a lender to help you make it happen.

Joe Gatewood has been in the residential mortgage business for many years, working closely through a credit union, as a broker and direct lender. When he moved from Montgomery County to Frederick County in 2003, he secured a contract with Spectrum Federal Credit Union to originate all their mortgages on the east coast. Spectrum, formerly known as Bechtel Credit Union served the largest employer in Frederick County, Bechtel. For seven years, he maintained an office at Bechtel to assist the employees in Frederick.

Today, Joe provides mortgage services to a vast range of clients throughout the Washington metro area. He not only enjoys the chance to offer the best mortgage options available in the market, but also appreciates the relationships that come from doing business locally.

In addition to his work in the mortgage banking industry, he’s dedicated to fundraising efforts that support our local community. Joe is the Founder and Past Chairman of the Unity Campaign for Frederick County, Co-Founder of Funds for Causes, Former Board Member for the YMCA South County, Past President of UHS Athletic Boosters, and Member of the Frederick County Chamber of Commerce.

Whether it’s D.C., Virginia, Frederick or Montgomery County Maryland, Joe can help you secure financing for your home. Ready to get started? Give us a call!

“Joe made the process not only easy and fun but he took all the stress away by being so available for questions at any time AND explaining things in a way that anyone can understand! Mortgages are complex but Joe made it simple. I would highly recommend him to anyone! You will not be disappointed! Thank you for everything Joe!” – Briana C.

“As a first time homebuyer, I was completely in the dark about what I needed, what the next steps were, etc. Joe was absolutely amazing throughout the whole process, and got me through to the close successfully! I have pretty high student loans, and Joe was able to work through all of that and still ensure that I received the best loan with a good interest rate. He was very responsive via phone calls and text messages, and worked overtime just to make sure that I understood everything that was emailed to me. By the time I closed, I ended up paying under what my closing costs were initially estimated, thanks to Joe. I highly recommend using him if you’re new to homebuying, or if you already know what you’re doing but just want someone who will be there for you every step of the way!” – Saudiee B.


Joe Gatewood Equity United Mortgage

Joe Gatewood NMLS# 218741

Senior Mortgage Banker

Equity United Mortgage

Mobile: (301) 404-5737

Fax: (877) 386-3134