A credit score is a numeral representation of your predicted credit habits such as the ability to pay your bills and loans back on time. Based on your credit score, lenders can estimate how creditworthy you are. Typically, a good score falls between 670 and 739 while a great score falls between 740 and 800. Anything above 800 is stellar! Therefore, providing your lender with your credit score is an important indicator of your credit behavior.
Three ways to improve your credit score that are tried and true
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Pay Down Revolving Account Balances
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Pay Your Bills on Time
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Always pay more than the minimum amount required (if you have the means, every little bit counts)
Ultimately, buying a home is a pivotal and life changing event. Therefore, to make the process smoother, it is advised for you to get pre-approved to speed up the process of getting your dream home. We can put you in touch with our in-house lender. Working with our in-house lender is a benefit for you, the agent and the lender to all work together to get you where you need to be to purchase your dream home.